Madras High Court

Madras HC: Insurance Firm's Appeal Denied in Highway Crash Case

Updated
Feb 2, 2026 11:14 PM
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Summary: Shri Ram General Insurance Co. Ltd. tried to overturn a decision in a tragic accident case but failed. The court decided that the insurance company must pay the compensation as previously ruled.

The Accident and Initial Ruling

On January 18, 2010, a tragic accident happened on the Hosur to Krishnagiri National Highway. Arunkumar was driving a TATA Indigo with his friends Nishadh and Ashwath when they crashed into a Swaraj Mazda truck. Arunkumar and Nishadh died in the accident, and Ashwath was seriously hurt. The Motor Accident Claims Tribunal at Krishnagiri decided that the crash was caused by the careless driving of the Swaraj Mazda truck and awarded compensation to the families of the victims.

Appeal by Shri Ram General Insurance

Shri Ram General Insurance Co. Ltd., which covered the Swaraj Mazda truck, challenged the decision. They argued that the police report blamed Arunkumar for the accident and said the compensation amount was too high. However, the court found the police report unreliable because the person who filed it said he only signed where the police told him to, without knowing what it said.

Court's Decision on the Appeal

The court, led by Judges C.V. Karthikeyan and K. Kumaresh Babu, carefully looked at all the evidence. They confirmed that the accident happened because the Swaraj Mazda truck suddenly and carelessly entered the highway, not because of how the TATA Indigo was driven. The court rejected the insurance company's appeal, confirming they had to pay the compensation.

Compensation Details

The Tribunal had awarded a total of ₹30,89,000, divided as follows:

  • Loss of Support: ₹30,24,000
  • Loss of Property: ₹20,000
  • Funeral Costs: ₹15,000
  • Emotional Loss: ₹30,000

Summary of the Verdict

The appeal was denied on January 19, 2026, ensuring that the families of the victims received the compensation they were awarded.

Tags:
Motor Accidents Claims Tribunal
Compensation
Insurance Law